Do You Know What Your Home Warranty Covers

August 22, 2015editor

When buying a brand new home from a builder, be aware of a home builder’s warranty which will be received when taking ownership of the property. Many people don’t think much about these warranties since the home is brand new, but it pays to understand the basics in case something happens.

Basic Coverage

Basic coverage for a home builder’s warranty in Atlanta, GA includes workmanship and materials. It provides limited coverage on major components such as heating, air conditioning, ventilation and windows, electrical systems and plumbing systems. They are generally good for one to two years with some offering longer coverage on major components of the home.

It is just as important to note what is not covered. Appliances have their own warranty and are not included in the home warranty. Other components that are covered by their own manufacturer’s warranty may not be covered in the home warranty. Small cracks in materials such as tile, cement or drywall generally aren’t covered either.

When Something Happens

If there is an issue that is covered by a warranty, make sure not to do anything that will void the warranty. Each warranty has its own procedures that must be followed. In general, don’t try to fix it yourself and don’t hire a repairperson unless they are approved by the warrantor. In fact, it’s best not to hire anyone to make the repairs without going through the proper channels.

It is important to keep records of everything when making a claim. Many times, homeowners place a call for repairs of warranted services, especially if they are emergencies. However, one should also keep written records of everything that happens and ask for receipts or other documents to support any claim.

Most of the time, claims on home warranties are handled with no problems; just keep track of everything just in case there is a dispute.

While one often hears of problems involving home warranties, many issues happen because the home owner didn’t understand their warranty. Take the time to read it and ask questions to make sure you understand what is covered and what you should do if a problem arises. While no one ever wants to file a claim, knowing the right steps to take if one should occur can make the process easier. Then, one can rest assured, knowing they have a home warranty.

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